Visit Bank Website
Begin by going to the bank's website.
Begin by going to the bank's website.
Simply click the "Sign Up" button.
Choose the Type of Account.
Input your personal information here.
Know Your Customer (KYC) Verification
Verifications of Compliance and Security
Review and agree to the terms.
Launch of the Account
Details of the Account
Mailed Debit Card
Select the personal checking account that best suits your needs. We provide a range of checking account alternatives that are guaranteed to satisfy your particular requirements and safeguard your money so you can continue to manage it the way you see fit. The best aspect is that you may open a checking account online right now. View our selection of personal checking accounts below.
Are you planning a major purchase? Making plans for the future? The ideal strategy to advance your financial objectives is with a personal savings account. You can discover a savings plan that works for you, whether it's an IRA or a conventional savings account. We make saving easy for you. No additional prerequisites or hidden costs. Open your own savings account now by selecting the best option for you.
You can manage your whole banking connection from a single, easy-to-use platform with First Bank and Trust Company's industry-leading digital banking experience. Use the First Bank and Trust Company Mobile Banking app while on the move or the Online Banking login on desktop and tablet devices to access digital banking.
Opportunities to change our lives or unforeseen costs frequently require more money than we have on hand. You can get the necessary financial freedom with a personal loan from First Bank and Trust Company. Unlike your house or car, personal loans do not require collateral. They are determined by your income, creditworthiness, and capacity to make payments. Interest rates on personal loans are set, in contrast to credit cards. Additionally, they offer transparent repayment alternatives that will improve your budget.
First Bank and Trust Company has teamed up with Zogo to offer you practical incentives for finishing short courses on personal finance. Zogo provides financial education for individuals of all ages, whether you want to learn more about retirement savings or how to become financially independent as a young adult.
First Bank and Trust Company offers seamless business checking to make business banking easy and affordable. With more than 40 years of expertise working with companies of all sizes, we cover the fundamentals of business checks so you can concentrate on what really counts—the expansion of your company.
Capital reserves are necessary to maintain a business in the face of ongoing costs, industry changes, debt management, and expansion prospects. We at First Bank and Trust Company respect your financial objectives and offer the highest business savings account rates to support the growth of your company.
First Bank and Trust Company is a proven partner in expediting small business lending solutions, and SBA loans are available to address the various demands of small business owners with competitive terms, accessible options, and a variety of specialized programs.
Having quick access to working capital allows you to avoid cash flow shortages in your business. A business line of credit can help with that. Your company can only pay interest on the amount borrowed from your line of credit up to a predetermined maximum. The credit line can be used again as needed as payments are completed.
When unforeseen difficulties emerge, business insurance serves as a financial safety net. Protecting yourself from liability gives you peace of mind while you expand your business, whether it's for safeguarding your assets, covering unforeseen accidents, or guaranteeing the welfare of your workforce. Depending on your sector, several types of business insurance may be more appropriate. In order to ensure that you are ready for any obstacles that may arise, we will collaborate with you to identify coverage that fits the unique requirements and risks of your company.
Farmers can overcome obstacles brought on by the seasonal cycles of the agricultural sector by using financial tools skillfully. Working with a reliable lender offers secure funding to keep things running. Our agricultural lenders place a high priority on giving farmers and agricultural enterprises the necessary financial resources. We make farm credit lines, which offer flexible financing for business expansion, and farm operations loans, which assist in covering costs. To find out if an operating loan or line of credit is appropriate for you, get in touch with our Agricultural Lenders right now. We are able to offer solutions for farmers by farmers because many of our loan professionals are farmers themselves.
To assist you in purchasing farm land and property, First Bank and Trust Company provides a variety of farm real estate loans. Since many of our agricultural lenders are farmers, they have firsthand knowledge of the crucial role that farming plays in our economy. Are you trying to grow your farm and need a land loan? To launch your agribusiness, are you purchasing a farm? Is it time to upgrade the buildings and infrastructure on your farm? We can offer farm loan packages that are customized to your specific requirements because we are a local, knowledgeable lender.
It can seem tough to plan for a significant expense. One good way to finance your next major project is with a home equity line of credit, also known as a HELOC or just a line of credit. You can use your line of credit as needed and benefit from direct access to the equity in your house with a fixed HELOC rate.
One aspect of the American ideal is land ownership. First Bank and Trust Company offers lot and land loans to assist make your goal a reality, whether you've always wanted to be a landowner or you've just begun thinking about it after finding a fantastic deal on a property. It's a terrific time to develop, and our flexible financing and payment choices provide you the freedom you need to easily become a landowner.
Are you prepared to begin looking for a new house but are awaiting the sale of your present residence? Prevent the financial strain of having to wait to sell your present house in order to pay for your new mortgage. By giving you access to money for your down payment until your present house has sold, a bridge loan helps "bridge the gap" between your finances and your ideal home.
Your future financial aspirations might be charted by starting your retirement planning journey with a financial advisor. Our retirement planning services are designed to provide you the peace of mind that your ideal post-retirement life is ready and waiting for you. Since every person has different life goals, our retirement plan advisors work with you to create a plan that reflects your priorities. We will also assist you in making adjustments when your retirement plans change.
Estate planning doesn't have to be difficult or intimidating. In order to reduce family stress, conflict, and additional costs, our consultants will assist you feel at ease and make sure that your goals are communicated openly.
You can create a customized investment strategy that properly fits your goals with the assistance of our financial consultants. We do more than just handle your investments. We're dedicated to assisting you in achieving your desired lifestyle, financial stability, and peace of mind. We have the know-how to create and oversee a portfolio specifically for you, regardless of your goals—long-term growth, income creation, or a balanced strategy.
You want your company to prosper in the face of uncertainty.Financial security, legal advice, risk reduction, and other benefits are provided by business insurance. To obtain the appropriate coverage suited to the particular requirements of your company, speak with an experienced local financial advisor. Partner with us for peace of mind and sustainable growth.
Open An Account Online
Certain accounts can be opened online with First Bank and Trust Company, including Free Checking, Checking with Perks, Premier Checking with Perks, and a Savings Account.
Open An Account in Person
To open a new account with First Bank and Trust Company, you can visit any of our branches in person. Our friendly staff will assist you with the account opening process and provide guidance on the best account options based on your needs. If you prefer a quick and convenient experience, you can also open a new account online in 5 minutes or less!
First Bank and Trust Company offers a variety of accounts to suit your financial goals, including savings accounts, checking accounts, certificates of deposit (CDs), and more. You can explore our range of accounts to find the one that aligns with your preferences and needs.
When opening an account with us, you'll typically need to provide a government-issued ID (such as a driver's license or passport), proof of address, and your Social Security number. Specific document requirements may vary, so it's a good idea to check with our staff or visit our website for detailed information.
Accessing your account online is easy. Simply visit our website (firstbank.com) and log in using your online banking credentials. If you haven't enrolled in online banking yet, you can do so on our website or through our First Bank and Trust Company mobile banking app.
At First Bank and Trust Company, we've been proud to offer free checking since 1979. With our free checking and traditional savings accounts, you will get the benefit of free online and mobile banking.
No, we do not charge a fee for using our mobile banking services. It's a convenient and free way to access your accounts, check balances, transfer funds, and more from your mobile device.
Yes, our mobile banking app is available for both iOS and Android devices. You can download it from the App Store for Apple devices or Google Play for Android devices.
Setting up direct deposit is simple. Provide your employer with our routing number and your account number, and they can initiate direct deposit for your paycheck. You can also connect your paycheck in minutes within First Bank and Trust Company's mobile and online banking platform.
If you lose your debit card, you can immediately turn your card off and report it missing with Card Management within First Bank and Trust Company's mobile and online banking platform.
Easily discover the closest First Bank and Trust Company ATM using our user-friendly website or mobile app. Both platforms provide an ATM locator feature designed to pinpoint the nearest ATMs based on your current location. On the mobile app, simply access your dashboard menu, choose 'Support,' and from the support page, select 'Locations' for seamless navigation to the nearest ATMs.
If you notice unauthorized transactions on your account, contact our customer service immediately. We will guide you through the process of reporting the transactions, securing your account, and investigating the issue.
To apply for a loan, apply online or speak with one of our loan officers. We offer various types of loans, and the application processes may vary. Our staff will guide you through the application, documentation, and approval process.
First Bank and Trust Company offers a range of loans, including personal loans, home loans, agricultural loans, commercial loans, and more. Explore our website or speak with a loan officer to learn about the different loan options available.
You can check your account balance through online banking, our mobile banking app, telephone banking, ATMs, or by contacting our customer service. Choose the method that is most convenient for you.
You can update your contact information through online banking, our mobile app, or by visiting a branch. Ensure that your contact details, including phone numbers and addresses, are up-to-date for effective communication.
If you need to dispute a transaction, contact our customer service as soon as possible. We will guide you through the dispute process and work to resolve the issue promptly.
You can order checks for your account through online banking, by visiting a branch, or by contacting our customer service.
